Matchmaking in FUT Champions Play-Offs and Finals is based on two things:
Your location. This determines which dedicated FIFA Game Data Center location will be used for your match.
Your current Form in Play-Offs or Finals. This means you’ll be matched with players that have a similar Form as you.
Form does not carry over between the two competitions. Your Form is zero whenever you are first starting a Play-Offs or Finals.
What is Form? And how is it generated?
Your Form in FUT Champions Play-Offs and Finals (respectively) is a record of all the matches that you have played in the current competition. You start every competition with your Form at zero, and it changes based on your results.
Here’s an example. Say the results of your first five games of a Play-Offs run were W/L/L/W/W.
Your Form after those five matches would end up at +1. That’s because you gain +1 for each win and lose -1 for each loss.
Before your first match, your Form is at 0.
You won the first match, so you earn 1. Form now at +1.
You lost the second match, so you lose 1. Form now at 0.
You lost the third match, so you lose another 1. Form now at -1.
You win the fourth match, so you earn 1. Form now at 0 again.
You win the fifth match, so you earn 1 more. Form now at +1 again.
That means going into your sixth match, your current Form would be +1.
Are there limits to how much my Form can change?
In FUT Champions Play-Offs, your Form can be as low as -8 and as high as +8.
In FUT Champions Finals, your Form can be as low as -15 and as high as +15.
Can I matchmake with players from other platforms?
You can matchmake with players who are playing on other platforms than you if you have cross-play enabled. You’ll only play against those in the same platform generation as you:
PlayStation 4 and Xbox One
PlayStation 5, Xbox Series X|S, Stadia, and PC
What kind of rewards could I get by playing Champions Play-Offs and Finals?
The available rewards for each competition are listed in-game and can be seen by viewing your competition progress in-game.
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